1. |
向任何信貸資料機構、銀行、財務機構、收數公司或其他資料來源透露、交換本申請表內一切有關本人/吾等之資料及本人/吾等於貴公司其他戶口之資料; |
2. |
接觸有關信貸資料機構查閱本人/吾等之信貸記錄及索取有關報告以作此項貸款申請及其後貴公司作戶口審查之用,包括但不限於本人/吾等其後向貴 公司以電話、網上、傳真或其他貴公司認可之途徑再次申請貸款。 本人/吾等明白及同意貴公司可進行該等戶口審查,以判斷本人/吾等之信貸額應否增加、減少或維持不變; |
3. |
有絕對權力審批或拒絕本人/吾等之貸款申請而毋須提出任何理由及毋須退回有關申請文件之副本予本人/吾等; |
4. |
根據本人/吾等於貸款申請時指定之銀行戶口 (如適用),將已審批之貸款額轉賬或存入該賬戶內或以支票支付給本人/吾等; |
5. |
收集有關本人/吾等之資料以作本貸款申請之用及本人/吾等已獲貴公司通知本人/吾等可查閱及更正存於貴公司或信貸資料機構之個人資料; |
6. |
及使用本人/吾等有關資料以作貴公司日後產品推廣及發展之用,包括但不限於與指定之業務夥伴交換有關資料。 |
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《電子交易條例》(香港法例第五五三章) |
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1. 本人確認已一併閱讀私人貸款合約之細節及其本協議及其條款及細則,並其他與私人貸款申請相關的表格及文件。
2. 本人同意在任何情況下,保得財務有限公司根據私人貸款合約條款及細則具行駛凌駕性權利要求提早償還貸款。
3. 本人根據《電子交易條例》(香港法例第五五三章)第十五條同意並確認保得財務有限公司以電子記錄或以電子方式向本人提供藉香港法律須以書面形式提供之資料(包括但不限於放債人條例(香港法例第一六三章)。本人同意以由保得財務有限公司發出作本合約及其條款及細則,並以電子簽署,而該電子簽署符合《電子交易條例》(香港法例第五五三章)第六條所列之目的;並該電子簽署應被視為合約的正式簽署,並符合《放債人條例》(香港法例第一六三章)第十八條第一章所列之情況;所使用的方法(包括識別身份,鑑定及批核)是可靠和適當的。
4. 如本文件之中英文版內容有任何歧異,以英文版為準。
本人同意接受本貸款合約及其條款及細則,並受所有條款及細則所約束。本人確認保得財務有限公司與本人雙方同意任何形式的電子簽署和紙張文件簽署均是可靠和適當。本人確認本合約及其條款及細則將以保得財務有限公司發出的最後確認為準,保得財務有限公司保留所有最終決定權。
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1. I, the Borrower, confirm that I have read
and understood the attached particulars of Personal
Loan Agreement in conjunction with this Agreement,
the Terms and Conditions and any other forms and
documents forming part of your Personal Loan Agreement.
2. I agree that Grand Ocean Credit Limited has
the right to accelerate this loan in accordance
with the Terms and Conditions.
3. I consent to being given any information by
Grand Ocean Credit Limited in connection with
this loan application in the form of an electronic
record or by electronic means pursuant to Section
15 of the Electronic Transactions Ordinance (Cap.
553, The Laws of Hong Kong), and acknowledge that
such information may be required to be given by
Grand Ocean Credit Limited to me in writing
pursuant to Hong Kong law, Including but not limited
to the Money Lenders Ordinance (Cap. 163, The
Laws of Hong Kong). I agree and consent that the
electronic signatures indicate the agreement and
approval of the Agreement and the Terms and Conditions
constitutes my electronic signature thereon for
the purpose of Section 6 of the Electronic Transactions
Ordinance (Cap. 553, The Laws of Hong Kong); such
electronic signature shall be deemed to be my
personal signature on the Agreement and hence
satisfies the requirements of Section 18(1) of
the Money Lenders Ordinance (Cap. 163, The Laws
of Hong Kong); and the method used for identification
and indication of authentication and approval
is reliable and appropriate.
4. The English version of this document shall
prevail in case of the discrepancy with the Chinese
version.
I hereby agree to be bound by all the terms and
conditions contemplated to this loan under the
Agreement and the Terms and Conditions. I acknowledge
that both Grand Ocean Credit Limited and I consent
that any form of electronic and physical signature
or consent is reliable and appropriate form of
my signature. Further, I acknowledge that the
Agreement together with Terms and Conditions are
made conditional upon Grand Ocean Credit Limited
having issued the Final Confirmation. |